Building your financial future is not found underneath a rock or in a crystal ball. It begins with you. You must be proactive in building your retirement days.
How do you begin? This can be frightening with the economy being at its worst for the last few years. This is the perfect time to locate and work with a financial advisor.
Can you invest on your own: sure if you have the time to research, however, I would not suggest it. A financial advisor is help you assess your financial situation and help you focus on your particular needs, whether is savings for retirement, children’s college or other specific goals you may have.
When considering a financial advisor ask friends and family for a referral, consider their experience, what are their qualifications, what services do they offer, what is the track record of the company they work for, the cost of a plan and what is your gut feeling for this person.
I can hear you say “gut feeling”. Yes; you entrusting the financial advisor with your innermost dreams, money and life. You should have a gut feeling about them. This relationship should be a long term relationship, not easily divorceable.
Financial advisor are penitent to your financial future. Retirement should not be left to chance, crystal balls, or found underneath a rock. It takes planning, and a commitment to saving. Eighty percent of women retire only to live below or at the poverty level. Do not be part of that 80%. A financial advisor can help.
For more information about choosing the right financial advisor email Anita R. Johnson at areneej@sbcglobal.net or Mary Ann Vosika at Vosika.Mary@principal.com
