Step 2 ABC's of Getting Out of Debt/ The New Wisdom in Wealth & Health Workshop by Esther Pinkston

"Make a list of all of your consumer (bad) debts.
This includes all :
credit cards,
Car loans
School loans
Home Improvement Loans
Mortgage and etc.
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Step 3 Next to each item listed make three columns:
* Amount Owed (current balance)
*Minimum Monthly Payment
*Number of Months to Pay Off
Step 4 Pay off the smallest debts first. This gives an immediate feeling of success.
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